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Equifax Investigation Results - they didnt do anything!!


Yemaya7
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I disputed some DUPLICATE medical etnries on my Equifax report and 2 accounts as "not mine" on 7/30/04 and received my "results" today. They didnt DO ANYTHING. I find it IMPOSSIBLE to believe that they "verified" anything that quickly. These things are CLEARLY duplicate entries from several CAs. They're all collection accounts. They have them listed under a CA in NY, Medclr, NCO, and OSI.

So what is my next step? Write to equifax and ask for proof?

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I found the flowchart that was recently posted on the main site extremely helpful:

http://www.creditinfocenter.com/rebuild/debt_validation_workflow.shtml

Have you send a validation letter to the CAs yet? If not, start that process on the collection agency side of the flowchart....that will direct your next step with the CRAs.

HTH,

Ingrid

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Equifax did the same exact thing to me a month ago. They aparantely verified all the disputes in 3 business days! Yeah right...

One of the accounts was fraudulent and I had the letter here stating so. Another account was updated to "never late" on the other two credit bureaus. And yet another account they never even bothered to investigate.

So, I wrote them again, pointing this all out... haven't heard back yet...

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