123rich Posted August 14, 2004 Report Share Posted August 14, 2004 A few days ago I applied for a Wal-mart card and was denied After that I was not going to try anymore credit with anyone. But a few minutes ago, while reading on my favorite board, (this one) I decided to go ahead and apply for a CC from Household. 45 seconds later " Congratulations!""You have been approved for an Orchard Bank MasterCard" It didnt tell me what my limit was but, I'm happy. And I will make sure I take really good care of it and not to get over my head with it 8) Thanks everyone Woot Woot....... Link to comment Share on other sites More sharing options...
credithelp Posted August 14, 2004 Report Share Posted August 14, 2004 A friend of mine has an orchard card and is 100% happy with it. They started him with a 200 credit limit. He's had the card for only 8 months and his credit limit is now 2000. He's had many of the major cards and he states that the only two companies who havent totally ripped him off were household and capital one. Those are the only two that he will carry in his wallet. Link to comment Share on other sites More sharing options...
Relocated Posted August 14, 2004 Report Share Posted August 14, 2004 Interesting thing about Walmart/Sams Club.I got an instant Sams Club card - three months later they withdrew it......neve ahd a late payment or went over my CL.That kinds sucked. Link to comment Share on other sites More sharing options...
Given2Fly Posted August 15, 2004 Report Share Posted August 15, 2004 Congrats on the Orchard Bank card! I applied and got one last month w/ a $300 CL. Then last week I got a Target Guest Card w/a $200 CL and yesterday I got a UnionPlus card w/a $500 CL!!! I always cover my eyes after I hit the submit button and I'm waiting for my approval (or denial ).For anyone who has an Orchard Bank card...how long before you started seeing CLI?? Did you have to request them, or were you 'rewarded' with them?? TIA!, Wendy. Link to comment Share on other sites More sharing options...
philosofy Posted August 16, 2004 Report Share Posted August 16, 2004 For those of you above that got approved for cards could you please share your scores if you know them and if you had any baddies on your reports (co's, bk's, etc.)? Link to comment Share on other sites More sharing options...
c m chase Posted August 16, 2004 Report Share Posted August 16, 2004 First of all....Wendy.....*great* avatar. I love Strongbad!! I got Orchard $300 limit with an Experian score between 500-520 .....3 public records, 1 repo, 3 COs, 3 collections....horrid.I got denied forever before I finally got it. Link to comment Share on other sites More sharing options...
pjwife27 Posted August 16, 2004 Report Share Posted August 16, 2004 I got orchard score was around 580 about three paid CO's one repo from 99 and one unpaid fingerhut CO at the timeNext came Union Plus, score was around 610-same as above except NO fingerhut. nothing unpaid. Link to comment Share on other sites More sharing options...
Given2Fly Posted August 16, 2004 Report Share Posted August 16, 2004 First of all....Wendy.....*great* avatar. I love Strongbad!! Thanks! My fav. is 'The Cheat' As far as my scores go, right now my Experian's in the low 600's with a couple of paid COs and a Collection. That's the CRA that was pulled for the Orchard Bank CC I applied for last month. For the other 2, Equifax was pulled and my EQ score's my lowest (around 550 ) with the same paid COs and Collections so I was a little shocked I got them. Hope this helps! , Wendy. Link to comment Share on other sites More sharing options...
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