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I had an apartment that I moved out of in July of 2000. They failed to refund my deposit and then charged me the cleaning service fees. They won in court as I failed to appear and later I signed a document with them to settle and pay the dispute (stupid I know).

My question is: the OC I owed the money to as of July 2000. I paid the CA on Jan 2002. The OC does not show anything on my CR. The CA shows openned in Nov 2000 a Charge-off on March of 2001 and a charge off of Dec 2002.

Is there anything worth disputing here?

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