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I had a joint account with someone. They wrote a check that did not clear now telecheck is writing me for the money. Also they have put a hold so that I can not write any more checks on my account that is not even attached to that bank. The person who wrote the check didn't get anything from telecheck and is in the process of filing chap 13. What can i do to get this off me. And how are they able to cross reference my other account?

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