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SOL question


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Negative info can remain on your credit report for 7 years no matter what the SOL for the debt is (unless you live in NY and then I believe it can only stay on for 5 years). You can still attempt to dispute it off.

Also, just because the debt is SOL doesn't mean that they cannot try to collect. They can attempt to collect forever but if they attempt to sue then you can use the SOL as an absolute defense.


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