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agreement to compromise debt letter


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There is a sample letter in this forum that is titled agreement to compromise debt. I am wondering if this would work with the CA if you are negotiating with them rather than the OC. The letter is addressed to the creditor so I wasn't sure. If anyone else has a sample letter or some suggestions for a letter that will negotiate reduced payment with the deletion of the tradeline and no reinsertion included, that would be awesome.

Thanks for any ideas!

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