Josh Mcgrath Posted September 10, 2004 Report Share Posted September 10, 2004 Can't garnish wages. So what can be done to collect a consumer judgement in Texas? Can a lien be put on your house? Im not being sued...just curious why anyone would bother to sue in Texas. Link to comment Share on other sites More sharing options...
anti-something Posted September 10, 2004 Report Share Posted September 10, 2004 well, the word on the street is texas (yay texas!) is one of the hardest states to collect from, but i see court cases filed every day by JDBs against poor people.i think how it works is the get the judgement, enter an abstract, which makes it a lien against any exempt property. so if you happen to be a person who owns more than one home, or anything above the exemptions, when you go to sell it they get paid.i'll let you know if i end up having to go that route with my judgement. theres also a writ of execution, which i think works more against businesses.and now that i've thought about it a little longer.. just go to the texas statutes, civil practice and remedy code i believe, it lists all the things you can do to get paid. Link to comment Share on other sites More sharing options...
LadynRed Posted September 11, 2004 Report Share Posted September 11, 2004 Tx has a 100% homestead exemption - they can't even place a lien on a homestead. They CAN seize bank accounts, and that's a primary target in TX. Thru debtor's exams they can discover other non-exempt assets. I know a guy who is a very successful Judgment enforcement specialist IN TX - it can be done if you know how. Link to comment Share on other sites More sharing options...
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