natural Posted September 14, 2004 Report Share Posted September 14, 2004 Does anyone know of a company who does auto loans based on your "EXPERIAN" score? I have a 650 as of yesteray. Link to comment Share on other sites More sharing options...
DHK Posted September 14, 2004 Report Share Posted September 14, 2004 Where do you live?BTW, here's a good resource that may help you.http://finance.groups.yahoo.com/group/creditpulls/Patelco Credit Union pulls Experian. See the monster thread on the 7th page (I think). Link to comment Share on other sites More sharing options...
natural Posted September 15, 2004 Author Report Share Posted September 15, 2004 Kentucky Link to comment Share on other sites More sharing options...
Wb5896 Posted September 15, 2004 Report Share Posted September 15, 2004 I Know at my store if an out of state cust buys a car I also pull a report from the area they live or prev lived. I dont know if that is the practice of different banks, but it seems to me they would pull based on your area. Link to comment Share on other sites More sharing options...
morrow Posted September 15, 2004 Report Share Posted September 15, 2004 Patelco Credit Union pulls Experian. See the monster thread on the 7th page (I think).Here it is: PATELCO, the MONSTER THREAD!!!! Yes, they do pull EX and thier approvals are VERY generous. Link to comment Share on other sites More sharing options...
creditaware Posted September 15, 2004 Report Share Posted September 15, 2004 if you can get your score over 660 them then you will get their best rate - 4.2%dunno about your circumstances but if you can lower you utilisation or wait a little, it would be worthwhile doing this - the difference between 4.2 and 5.2 is nearly 25% more total interest over the life of the loan Link to comment Share on other sites More sharing options...
MarvBear Posted September 20, 2004 Report Share Posted September 20, 2004 GTE Federal Credit Union will pull Experian exclusively, regardless of where YOU live. If they do not get a hit, they will then go for the Equifax bureau. They will NOT use a TransUnion report. Link to comment Share on other sites More sharing options...
efish Posted September 27, 2004 Report Share Posted September 27, 2004 What does "get a hit" mean, as in if the don't get one?? Sorry for the ignorance. DO you know of any that pull TU exclusively? :0) Link to comment Share on other sites More sharing options...
MarvBear Posted September 28, 2004 Report Share Posted September 28, 2004 GTE Federal Credit Union will pull Experian exclusively, regardless of where YOU live. If they do not get a hit, they will then go for the Equifax bureau. They will NOT use a TransUnion report.If they do not get a hit means, when they access your file there is NO INFORMATION, then they would proceed to pull their next bureau of choice. Link to comment Share on other sites More sharing options...
Recommended Posts