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Don't understand Arkansas code Homestead Act Property Value?


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Can someone tell me that if my home is valued at more than $2,500 then it is subject to judgement lien and execution. Isn't most property today valued up into the thousands of dollars. Here is the code from the AR constitution:

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Sec. 3. Homestead exemption from legal process - Exceptions.

The homestead of any resident of this State who is married or the head of a family shall not be subject to the lien of any judgment, or decree of any court, or to sale under execution or other process thereon, except such as may be rendered for the purchase money or for specific liens, laborers' or mechanics' liens for improving the same, or for taxes, or against executors, administrators, guardians, receivers, attorneys for moneys collected by them and other trustees of an express trust for moneys due from them in their fiduciary capacity.

Sec. 4. Rural homestead - Acreage - Value.

The homestead outside any city, town or village, owned and occupied as a residence, shall consist of not exceeding one hundred and sixty acres of land, with the improvements thereon, to be selected by the owner, provided the same shall not exceed in value the sum of $2500, and in no event shall the homestead be reduced to less than eighty acres, without regard to value.

Sec. 5. Urban homestead - Acreage - Value.

The homestead in any city, town or village, owned and occupied as a residence, shall consist of not exceeding one acre of land, with the improvements thereon, to be selected by the owner, provided the same shall not exceed in value the sum of $2500, and in no event shall such homestead be reduced to less than one-quarter of an acre of land, without regard to value.

In laymen's terms what does this mean? :cry:

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