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OMFG! TU deleted everything!


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I changed my address with Transunion, and then a week later sent in a request to delete my old address and my old employer. instead, they deleted everything. I have no CLs with them, no inquiries, nothing.

Is this a blessing in disguise, or is this going to be a problem? I figured all my good open CLs will eventually get added back on, but i'm not sure if that will happen or not. Should I call TU and ask what happened?

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I had the same thing happen with Equifax. Disputed some stuff, and EVERYTHING was wiped out. I didn't even have a credit score for awhile. No, its wasn't a split file,either.

Well, its good and bad. Yes, a couple of my cc were added back on that I still use (with the lates) but some of the old bad stuff (including a paid repo) are now gone. I kind of wish I had my old credit that I had paid and used good (installment loans) still on there because that would have given me a score boost and lenders could see that I used and paid for credit wisely in the past. Now all I have is 4 year old accounts with a couple lates and three new accounts. So yeah, I am gonna have to prove myself for awhile for my score to come up.

So the cc you use will be added back on once they update, I'm pretty sure.

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2 of my open accounts got re-reported today. I've been pulling PG everyday to make sure this isn't the result of TU's incomptence and they'll decide to fix it.

wow, I still can't believe it.

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