jenyphur Posted September 27, 2004 Report Share Posted September 27, 2004 Mine is $12 from a newspaper.I just called them to find out what it was and I asked the guy if they could remove it and he said no.Then I ask him the date of their first letter to me. He says 9/16.02. I asked him when I paid it. He tells me 9/24/02. So I say to him....so I paid you within 8 days of receiving your first contact with me and now it will remain on my credit for 7 years? He says..."Well...you know...I'm going to talk to XXX about this and see if I can get it taken care of, I don't think it will be a problem."Now THAT is funny. Link to comment Share on other sites More sharing options...
Methuss Posted September 27, 2004 Report Share Posted September 27, 2004 My wife...$26 from People's Energy (natural gas co). They put it on her CR four months AFTER it was paid in full as a charge-off. Had to sue them to get it fixed the dirty rats. Link to comment Share on other sites More sharing options...
DocPC Posted September 27, 2004 Report Share Posted September 27, 2004 I had one for 9 bux...... Link to comment Share on other sites More sharing options...
TakingNoMore Posted September 27, 2004 Report Share Posted September 27, 2004 $18 damn dollars! Link to comment Share on other sites More sharing options...
jenyphur Posted September 28, 2004 Author Report Share Posted September 28, 2004 So here's another question:When you get those little annoying ones off, do they affect your score LESS than a larger one say in the hundreds? Link to comment Share on other sites More sharing options...
Ravenous Wolf Posted September 28, 2004 Report Share Posted September 28, 2004 It all depends...I know that is a crappy answer but no one has ever seen the mathematical model from the Fair Isaac corporation so we are left with lots of good guesses on how the sensativities work. Some guess are much better than others.If a charge off had a lot of credit history attached to it and if someone had little credit history, it is actually possible that a credit score could plummet because even though it was bad, there was a credit history attached to it.There are simply a lot of other factors involved to impact a score.Some may notice a big jump while others don't really see anything all while others may see their score drop.But a score is not important. Responsible credit behavior and long credit histories is what counts... Link to comment Share on other sites More sharing options...
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