katwoman Posted September 29, 2004 Report Share Posted September 29, 2004 First the good news.....I'm outta the SOL for this debt and it's off all my reports.Now for the nitty gritty....Asset is still doing soft pulls, sending me settlement offers in the mail and calling my moms house with a recorded message to call a phone number while never identifing themselves. When I did call the number they answer "Asset".I've never DV'ed them.Should I record their recorded message? Is what they are doing actionable in any way? Link to comment Share on other sites More sharing options...
jerseygirl Posted September 30, 2004 Report Share Posted September 30, 2004 Send Asset a C&D and notify them that this debt is now time barred, quoting the SOL for your state and the State in which you incurred the debt, if applicable. Make sure you do it in writing. Link to comment Share on other sites More sharing options...
Leadhead Posted September 30, 2004 Report Share Posted September 30, 2004 Because I have no great love for Asset, I offer the following:Send them a limited C&D letter containing a DV demand and send it CMRRR. Then hope they don't validate and continue collection actions. Then file a FDCPA suit against them. They can't file a counter-complaint due to the SOL. Link to comment Share on other sites More sharing options...
Methuss Posted October 1, 2004 Report Share Posted October 1, 2004 I concur with Leadhead, but if this has been going on for a while, Asset may continue even without responding to DV. Somehow they got it into their heads over there that if you don't send the DV within the first 30 days that they don't have to validate and can still continue collections. Just ammo for the firing squad... Link to comment Share on other sites More sharing options...
Leadhead Posted October 1, 2004 Report Share Posted October 1, 2004 Yeah, Asset is a real piece of work.Hey Methuss, you changed your picture-thingy. I really liked your old one. Link to comment Share on other sites More sharing options...
ghacorp Posted October 2, 2004 Report Share Posted October 2, 2004 It's perfectly legal for debt collectors to continue collection activity until they are told to cease & decist. Link to comment Share on other sites More sharing options...
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