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Confused about Statute of Limitations


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I read over the pages concerning statute of liitations , but I am still feeling lost.

Can anyone help this dumb blonde understand?

I am in VA. I have a credit card (Sears) that has had no activity since 96 or 97. No payments and no charges . There is an unpaid balance on the card.

A collection agency has purchased the account . Is it too late for them to do anything?

Should it still be showing up on my credit rport?

What do I need to do besides pay it or should I even pay it?

Thank you in advance !


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