MeanWS6 Posted October 1, 2004 Report Share Posted October 1, 2004 I am disputing three particular accounts that are not mine on my CR. Both EQ and TU have removed them, but EXP states “contact creditor.” Should I send yet another letter to EXP citing that the other CRA’s have found that the accounts were unlawfully placed on my CR and have since removed them. Would this help my case with EXP to get this info removed? Link to comment Share on other sites More sharing options...
MeanWS6 Posted October 4, 2004 Author Report Share Posted October 4, 2004 bump for monday Link to comment Share on other sites More sharing options...
retmar Posted October 4, 2004 Report Share Posted October 4, 2004 The CRA's could care less what the other one is saying. They are only concerned as to what they have on file. In short, it is a waste of time. Link to comment Share on other sites More sharing options...
Ravenous Wolf Posted October 5, 2004 Report Share Posted October 5, 2004 I agree with Retmar that it is a waste of time.The only reason I have included such documentation is because I already had plenty of other supporting documents and I wanted to make my package look bigger.Like, suppose I had a CSC letter stating that they deleted [negative tradeline]. I would include like a sentence explaining that CSC/Equifax adhered to federal law and blah...blah...But I only did it to make my package look bigger.Other than that, it is a waste of time... Link to comment Share on other sites More sharing options...
Methuss Posted October 7, 2004 Report Share Posted October 7, 2004 It might be useful to do so under only one circumstance. If an investigation at a different CRA came back as unverifiable or incorrect. If it is just a delete due to furnisher not responding, it's not worth much. But showing that another CRA investigated and found the info to be wrong would be leverage..."how can you verify when this CRA clearly found errors when they investigated? Shall I take that as you didn't bother to investigate yourself?"At the least it would put them on the spot for an answer Link to comment Share on other sites More sharing options...
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