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Removing paid collection/charge off accts


MeanWS6
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I've had pretty good luck with paid collections. Twice I disputed them about a month after paying them in full and the Collection Agency did not verify so they came off the report. One collection was for about $30 and the other about $125. I paid one before I found this site and the other because it was requested as part of my closing on a mortgage.

K

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Myself, I am not crazy about the "Nutcase" letters.

As to offering to pay for deletion, it is the best way to handle it. Many CA's will deny this as they will claim it is illegal for them to do this. That is a very large pile of BS. The law only states they must report correct information. Either way, this is what you demand if offering to pay the debt. Make sure it is in writing and signed by an authorized person.

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