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Mini-Miranda required on phone messages?


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Hello all - this is the first of many (hopefully not dumb) posts.

I have been receiving dunning calls from CA's and law firms that represent them. Are they required (under FDCPA or case law) to leave the mini-Miranda info on each message they leave? And if so - what info are they supposed to include in each call?

Finally - if they are in violation - what can be done about it?

Thanks in advance...

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They are supposed to tell you that they are calling from a debt collector and that any info they obtain will be used for that purpose. hey are not allowed to tell others or leave a message saying they are calling to collect. " Business matter," "personal matter,", etc are acceptable. They are suposed to identify themselves to you, not sneak around who they are calling for.

You can tell them not to call you. You are better served by writing to them and telling them not to call you at work or home.

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It is acceptable for a CA to leave you a message on your machine saying " This is Ms. Soandso, please call me about a personal/business/important matter. Or they can say, Please call Chase at 888-111-3333. That is acceptable. Actually, because others could hear the message, they do not identify themseleves as they would if you answered the phone yourself.

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