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Citi online application message, what does this mean?


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Just applied for my DH who has a TU 730. My research convinced me they would pull TU in S. Cal. He only has 2 tradelines, the oldest is 24 months old. No negs. What do you guys think this means?

Confirmation

Your application has been received, but further processing is required at this time. We will contact you within 30 days via U.S. mail regarding our decision. If approved, be sure to visit citicards.com to register for free online services. Thank you for requesting a Citi® Gold / AAdvantage® World MasterCard® Card!

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I think it simply means that a human will review it. This is definetly more positive than an immediate decline. I would suspect the lack more TL's is the issue. So long as they are good, I assume they are at 730, you should get approval, but they could start you out with a low CL and possibly a Classic card.

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