chesire17201 Posted October 6, 2004 Report Share Posted October 6, 2004 K, got a pre-approval in the mail last week fom providian and figured, why not, so i applied(on-line), and the response was, needs further processing , so i figure a big fat denial, well 2 days later i see on my caller id they called(i have a fraud alert on my CR's) so i call back, and low and behold the cust.rep. tells me i have been approved , but she doesn't know what my limit is yet or anything like that, and tells me that my card and welcome pack will be arriving in the mail in 7-10 days, well this was last tuesday and today is wednesday, still haven't received anything, just wondering if anyone here who has recently gotten a card from them how long it took to get your stuff......thanks guys/gals.... Link to comment Share on other sites More sharing options...
gprncss Posted October 6, 2004 Report Share Posted October 6, 2004 Congratulations BTW. Are you sure she didn't say business days? If you have been approved then give it some time I'm sure it's on it's way. Most cards come within 2 weeks depending on the comany. Link to comment Share on other sites More sharing options...
chesire17201 Posted October 6, 2004 Author Report Share Posted October 6, 2004 update:.....just called providian again, cust. rep said card and welcome packet was issued monday oct. 4 and comes from texas so give it enought time to get there , so i asked if he knew what the credit limit was and i thought i heard him say $2,500 so i repeat it and he says no, $4,500 , and i almost faint, seeing as how the only other cards i have are target guest card$500, first premier$250, and chevron$300, omfg a real live card with a limit like that, gonna be a nice X-mas for the kids( but make sure only spend what i can pay off when bill comes)if your interested they pulled TU(TU in-house,i.e. fako score was 680) on me, and i'm in PA, which currently has 2 baddies on it , debt recovery solutions for $250, and RMA for$217 Link to comment Share on other sites More sharing options...
katwoman Posted October 6, 2004 Report Share Posted October 6, 2004 Congrats! The one really great feature is that you can see your TU FICO for free on Providian's website. Updated monthly. Link to comment Share on other sites More sharing options...
credithelp Posted October 7, 2004 Report Share Posted October 7, 2004 4500 is really cool. A friend just got a providian card with a 2000 limit but he was really happy since he didnt expect anything over 300. Companies like providian and cap1 are trying to move into more of the prime aspects of the credit card industry. I see more and more people getting declined from those companies these days. Link to comment Share on other sites More sharing options...
chesire17201 Posted October 8, 2004 Author Report Share Posted October 8, 2004 it's official folks, i got the welcome pack and terms info. etc. in the mail today, i have a card with a friggin $4500 line....... Link to comment Share on other sites More sharing options...
goingunder Posted October 8, 2004 Report Share Posted October 8, 2004 Can I ask what the APR is on the Providian Card? Link to comment Share on other sites More sharing options...
chesire17201 Posted October 8, 2004 Author Report Share Posted October 8, 2004 surely........it's at a mind blowing 20%........ i'll use it for some small purchases for awhile and after 6 months or so call em up and tell em i want a lower rate..... Link to comment Share on other sites More sharing options...
sjsharks Posted October 9, 2004 Report Share Posted October 9, 2004 (edited) Congratulations! ________roll a joint Edited February 3, 2011 by sjsharks Link to comment Share on other sites More sharing options...
pjwife27 Posted October 9, 2004 Report Share Posted October 9, 2004 Thats awesome!!!!!!!!!! Link to comment Share on other sites More sharing options...
chesire17201 Posted October 11, 2004 Author Report Share Posted October 11, 2004 awwwwwww shucks, thanks guys/gals...... Link to comment Share on other sites More sharing options...
Recommended Posts