MeanWS6 Posted October 8, 2004 Report Share Posted October 8, 2004 How long do they hold onto them for? Think they compare one months dispute with the next for the same TL? Link to comment Share on other sites More sharing options...
retmar Posted October 8, 2004 Report Share Posted October 8, 2004 The last I remember is they keep the disputes for 2 years. Do not have proof, but, somewhere in the past, it was mentioned by someone on this site. Just do not remember where it is or was. Link to comment Share on other sites More sharing options...
gprncss Posted October 8, 2004 Report Share Posted October 8, 2004 I would say they do. Well Ex I know does for sure.I disputed some TL on my CR, came back verified. Waited 4 months and disputed them again. They were quick to tell me, it has been previously verified so they are not going to No problems with EQ and TU.To add insult to injury, these TL are at over 6 yrs old and I KNOW for a fact Sears and FCNB are no longer in the CC bussiness. I'm going to try the show me the PR or I will see you in court route and see if I can get them to come off that way. I am so close it hurts!! Link to comment Share on other sites More sharing options...
Methuss Posted October 8, 2004 Report Share Posted October 8, 2004 They were quick to tell me, it has been previously verified so they are not going to Just a flag in their computer system...0 = not disputed; 1 = disputed in the past.With the millions of disputes they receive each year do you really thing they store all that paper? Even scanning it in a computer would take up hundreds of thousands of dollars per year to maintain. They don't keep didly squat after a month or two. Xan can probaly verify this since he has sucessfully sued them and put their arses through discovery. Link to comment Share on other sites More sharing options...
gprncss Posted October 12, 2004 Report Share Posted October 12, 2004 Exactly, was thinking an electronic mark of some sort, not the actual paper. They were quick to tell me, it has been previously verified so they are not going to Just a flag in their computer system...0 = not disputed; 1 = disputed in the past.With the millions of disputes they receive each year do you really thing they store all that paper? Even scanning it in a computer would take up hundreds of thousands of dollars per year to maintain. They don't keep didly squat after a month or two. Xan can probaly verify this since he has sucessfully sued them and put their arses through discovery. Link to comment Share on other sites More sharing options...
DocDon Posted October 12, 2004 Report Share Posted October 12, 2004 When I had my bout with TU, they listed every dispute I ever did. Link to comment Share on other sites More sharing options...
Xanathos Posted October 22, 2004 Report Share Posted October 22, 2004 Sorry I caught this thread late.Equifax and TU had no paper records, only electronic of every dispute or correspondance with them I had ever made.EX, on the other hand, had copies of EVERY letter I had ever sent them, and computer logs of each phone call I placed.ALL THREE, however, do keep copies of their "investigation" forms (what they send to the creditor/CA and what is sent back) Link to comment Share on other sites More sharing options...
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