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marquez305

Mortgage after Bankruptcy?

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My credit reports are now clean (thanks everyone on these boards!), but my husband is going to end up having to file bankruptcy.

My question is, how long would we have to wait after his bankruptcy before we could get a mortgage? Is it possible for me to get a mortgage in just my name, while using both of our incomes? Thanks!

Trish

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Depending on your scores, you can go with a stated income loan, add your husbands and your incomes together, and use that figure as your "income".

There are also some lenders that will approve a loan for you with 1 day from BK.

Charles

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