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Will accounts deleted before BK, reappear as IIB?


ygboi
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Hello all,

I did plenty of disputing with the 3 CRA's before I was forced to file chapter 7. Months ago Transunion deleted several accounts that showed a balance, leaving a nearly clean report. EXP and EFX, I was not so lucky and they remained. My question is, will the accounts deleted, reappear or be re-reported as "included in bankruptcy"? I've noticed several ppl have gotten lucky enough that the BK does not show on their TU report. If this happens with me, I hope to have the same score as I do now.

Thank you very much.

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Hard to tell if they'll pop back up or not. Depends on why they were deleted. You probably should have listed them on your BK schedules if they were truly yours. However, even if they weren't listed, they were techically discharged, although some low life CA may try to come back at you later. Keep your BK discharge papers and be ready to producte if you need to.

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