dm91497 Posted October 13, 2004 Report Share Posted October 13, 2004 Does anyone know what AHES stands for. It's showing up on my Mother's credit report as a charge off. It's for $44K. The only thing she has ever had for that amount is a mortgage. But, if it were charged off wouldn't they have forclosed on her? AHES Link to comment Share on other sites More sharing options...
willingtocope Posted October 13, 2004 Report Share Posted October 13, 2004 Well, there is an www.ahes.com website that redirects you to CitiBank. And, if you do a google search, there are lots of references to mortgage loans through ahes.Yes, it would seem logical that a mortgage in that amount would have been foreclosed, unless it was a 2nd...and not enough equity in the house to cover it. Did your mother ever do a BK? Link to comment Share on other sites More sharing options...
dm91497 Posted October 13, 2004 Author Report Share Posted October 13, 2004 No BK. Citibank...that doesn't make sense. That amount does equal her 2nd mortgage. This AHES and AFSCI have the same amounts reported with the same information. I have disputed them with the bureaus for her. She has never filed BK therefore if the information was correct, they would have foreclosed because her house is worth 225K and her first is only $20K and this second is $43K. Has anyone heard of AFSCI? Link to comment Share on other sites More sharing options...
willingtocope Posted October 13, 2004 Report Share Posted October 13, 2004 Associates Financial Services Co. Inc ... a mortgage company? Link to comment Share on other sites More sharing options...
ceowens Posted December 4, 2004 Report Share Posted December 4, 2004 dragging up an old post.......AHES is...Associates Home Equity Services.We had an equity line with them years ago. Link to comment Share on other sites More sharing options...
luckyduck Posted December 4, 2004 Report Share Posted December 4, 2004 Associates Home Equity Service is a part of the Citi group. The original loan might have been through someone else in the group, but they seem to intertwine the names on the credit reports. For example a loan from Citifinancial Mortgage might show as a loan from Associates Home Equity Services. Not sure if this is because they sold it to the partner or because they consider it all one financial entity. Link to comment Share on other sites More sharing options...
Recommended Posts