seajay Posted October 16, 2004 Report Share Posted October 16, 2004 Hi ! Hope someone can give me some help !!EQUIFAX is making me crazy !!1. Husband disputed duplicate tax liens on credit report. They were duplicates & all satisfied. Equifax verified them. I called appropriate tax offices & got public records. Sent to Equifax as proof. After going back & forth with them it looks like they finally believe us(based upon statement rec'd from them), but they won't send updated copy of credit report. Aren't they supposed to send updated copy or did they stop? In the past there was always a copy. Husband called & requested updated report & they said we had to pay for it. A couple of months ago we paid for all three CR from Myfico.com. Is this proper to pay again ??2. We had a bk discharged in 1999. On my credit report it showed all the accounts IIB as open with balances. I have been sending letters stating that accounts need to be closed & $0 balance. Responses from Equifax say "per Equifax policy, accounts included in bankruptcy is automatically closed". Since Equifax didn't send updated report I just pulled my PG again & all these accounts still say open. It has been over 2 months since I got the response from Equifax saying closed so I would think it would be corrected. I know PG isn't reliable source for real FICO score, but what about the other info? In July I pulled my cr from Myfico, but they couldn't supply me with Equifax,for some reason, so I had to go to Equifax site directly & paid them $12.95. Now I would like report from them, but I have to pay again ?????I know it's difficult to get a bk off the report. I just want the items reported correctly. My credit has been squeaky clean since bk but all these accounts being open are hurting me !!Help please !!!CJ Link to comment Share on other sites More sharing options...
J_Snow Posted October 20, 2004 Report Share Posted October 20, 2004 Cant help with the BK part of your post-But if you call the telephone number for EQ and tell them you were denied credit via the push buttons-you should be able to get a free report.In the past-I've just called and said-blah blah blah-thanks for responding to my inquiry-but your letter said there was a current CR enclosed and there was nothing-please send it again-and they do. That might be the better route since they can verify it. Link to comment Share on other sites More sharing options...
Ravenous Wolf Posted October 24, 2004 Report Share Posted October 24, 2004 I haven't paid for a credit report in years.Yet, my mailbox is ALWAYS stuffed with fresh credit reports that come directly from each CRA including EQ/CSC.Why pay money for credit reports when you can get them for free. Link to comment Share on other sites More sharing options...
okayy Posted November 4, 2004 Report Share Posted November 4, 2004 How do you get free credit reports? I would sure like to get mines for free. Link to comment Share on other sites More sharing options...
humdinger Posted November 17, 2004 Report Share Posted November 17, 2004 I know hwat you mean!see:http://debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=389&highlight= Link to comment Share on other sites More sharing options...
Recommended Posts