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OC past 7 years..Can CA still report?


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They are not supposed to but unscrupulous CAs will try to re-age the account to make it look newer.

On a different story, a CA can still try to collect from you for even longer than ten years but not by means of posting the account on your credit report.

They just send you nasty letters saying that you still owe them money even though the SOL has expired and the reporting period is past seven years for credit reports. They are hoping that you might reconsider and pay up.

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