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Does this sound a collection account??


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My friend pulled her report. She has two TL's on there from Verizon Wireless. Evidentally, she had a cell phone that went over to collections. Her EQ report says, Verizon acct xxxxx

The notation is "paid charge off, collection account"...

Question is, go for a total delete.. or go for taking the notations on the acct off (does this kind of acct look like a loan?). I don't want her score to drop. It doesn't say CA in the acct type but rather "loan by phone provider". This is on there 2 times.

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