J Miller Posted October 20, 2004 Report Share Posted October 20, 2004 Tell me just how ticked off I should be. Or just how stupid I am:Have a collection agency after me for roughly 500 bucks. I admit that I let it slide to long (Medical bills). Back in July I worked a deal that I would send them a 100 dollars a month. Well sadly I was unemployed for a short bit and just got work again. Because of this I did not send them a 100 dollars for the last two months, although they did take the first payment.Today I get a letter stating that the full amount is due or its off to the attorney for suit. I call the CA. They tell me to get bent and that it is all due within seven days. I tell them I will give them half in two days and the remainder in another week. They tell me to get bent as I had my chance. I tell them tough, I'll be there in person to give them half. They tell me they will refuse payment and that it is all or nothing!Can they do that?? Can they actualy refuse to take any payment whatsoever and demand it be all or nothing?I have never been so pissed off in my life! This pathetic existence of a woman told me quote "We are a collection agency and we can do whatever we want".Point me in the right direction folks.I plan on sucking it up and paying it all off, but I want to do something, or take it somewhere to make this company squirm. Link to comment Share on other sites More sharing options...
willingtocope Posted October 20, 2004 Report Share Posted October 20, 2004 Well actually a CA can't do whatever they want...there are rules...in the FDCPA. Sounds like this lady (?) violated several of them. Bad news is, unless its in writing, or you're recording the conversation, its your word against hers.If its medical, you might try contacting them directly and settling with them. Be sure and tell them what a bunch of dirt bags they contracted with.Otherwise, stop talking with this...ah...lady...and demand everything in writing starting from the debt validation process... Link to comment Share on other sites More sharing options...
anti-something Posted October 20, 2004 Report Share Posted October 20, 2004 yep, try and go to the original creditor at this point and complain loudly about your treatment at the hands of their collection agency write them CMRRR about your situation (no job for awhile, but now you have one again you want to pay your bill) and send them the check, not the collectors (dont let them get away with their bad behaviour by rewarding them with payment) Link to comment Share on other sites More sharing options...
Recovering Attorney Posted October 20, 2004 Report Share Posted October 20, 2004 I agree. Most medical practices care about their goodwill with the public. Address the letter to your doctor, not the group or office manager ( most medical office managers make Saddam look like a nice guy), pull out the violins, and write teh check to teh group directly. Tell them in no uncertain terms how badly these mooks treated you and ythat you have received advice that leads you to believe the CA violated the FDCPA. You want the MD to know because you know he is not that kind of person. Tell them how you expect to pay the bill and when. You can cc the CA. I would, it lets them know you aren't fooling around and might stop them from suing you if, indeed, they intended to. Send the letter by certified mail. Mark it " personal" Link to comment Share on other sites More sharing options...
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