Circuit City Card

[BudCle]

Just wondering if anyone has applied or used the Circuit City credit card. I am thinking about getting a new laptop and would really like to utilize the 12 Months no interest. Just seeing if it is easy or hard to get and also who they pull....

Thanks,

[Xanathos]

If you can get a Circuit City card, you can get approved for a line of credit through Dell and POSSIBLY Alienware. If you absolutely must buy a mass marketed piece of crap type laptop, I'd go with them before anything Circuit City offers.

[BudCle]

Thanks for the info, but why would I spend twice the amount of money for a computer that I only need to get about a year out of. If you read in my post I WANT TO UTILIZE THE 12 MONTH SAME AS CASH option. I could just pay for it but why? Use someone else's money and pay it off at the end.. Anyways do you know what it takes for a Circuit City Card???

Thanks

[Guest jeeptravel]

Not BK Friendly (probably not a concern for you)

Likes "in store" applicants (The reps at Circuit Sh**ty can call to explain you have a pulse when you apply in-store)

If you are in the low 600's and not maxed out (and no BK) you should be a shoe in.

I concur with Xanthanos that a DELL card would be better, You'll get more for your money. Nowadays Memory is the deal . . . you can have a computer that runs much faster and has a larger harddrive for less at Dell.

Nonetheless, Circuit has a few good ones. That, and the DVD/CD-RW burner option You''l need to spend over 1,500 for sure to get the Circuit City low end model (as I have noticed in my shopping lately.) Dell would be a lot better value. I think that's what X was trying to say.

Anyhow, hope that all helps.

JT

[c m chase]

I've heard they pull EQ now that they switched backers.

[Xanathos]

You''l need to spend over 1,500 for sure to get the Circuit City low end model (as I have noticed in my shopping lately.) Dell would be a lot better value. I think that's what X was trying to say.

That's exactly what I meant. Retail markup is insane, and most of what Circuit City offers (Sony Vaios, Toshibas, etc.) aren't very durable.

Also, I just did a Dell app because I wanted some of their peripheraries (a new printer/scanner/copier, a digicam, and a monitor), and they have a no interest until April thing they have going I took advantage of that I didn't see on the site, got offered to me after I finished the app...and judging from the verification questions they asked me, they pulled Experian, apparently.

[Ravenous Wolf]

Circuit City is now serviced by Bank One so I don't know how much more different they are than FNANB.

I am going to ask for a credit limit increase this week.

[dolphindan1]

I applied the other day online....came back and said unable to determine will let me know by mail in 7-10 days....I think that is actually a good response as just a few months ago any response would have said REJECTED....my scores are in the low 600's and they did pull Equifax.....I have no BK a couple of lates early this year and a 80.00 doctor collection thru attention LLC that I cannot get no where on....So we will see....I am wanting a digital camera for our up coming trip to Disney World

[edubb007]

I applied last summer and I was at 630 with EQ and was declined. They had said that id you had no lates in a year or more than you'd be good to go but I was declined in store! YIKES!

That was last Summer though and Best buy later!

[BudCle]

I went and appied online because that was the best deal at the time. I got the same response as dolphin. They actually called me the day I did it which was a sunday but my phone was in the car. I couldn't understand what the guy said the number was to call him back so now I guess I will just wait. I will let you know what happens. My scores are close to the 690 mark so who knows.

[edubb007]

Good luck!