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Help!!!!! Any suggestions


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I am kinda new to all this technical stuff around this board it can be a bit confusing....and I have this confusing problem....I had a Charge Off/Paid account on my credit report from WFNNB/Clark TransUnion and Equifax removed it but Experian refuses to budge on it, so I called the origianal creditor on it and they state that there is a balance of $13.12 on this account and I furious because when I "thought" I paid if off 3 years ago I never got another billing/phonecall etc..... but the weird thing about this is that Experian shows this CO as Paid/Charge Off (Revolving)with a "$0" balance and WFNNB is stating that I owe them 13.12 is Experian really verifying this info. What should I do?

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One thing you can try to is dispute this charge off directly with experian. Another option is to deal in writing directly with the creditor and ask them if they will delete this account on your records for payment since you thought it was paid off on time and had never heard anything else from them. Good luck!! :wink:

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