edubb007 Posted October 28, 2004 Report Share Posted October 28, 2004 Anyone have any info for future usage?Is it worth it to go for a amex? Do they report to all 3 CRA's?Do you have to pay off thier basic "GREEN" card every month like long agao?If you've been approved, please say what state, CRA pulled and your score at the time!An overall CS opinion from the bug green! Thanks!EDUBB007 Link to comment Share on other sites More sharing options...
anti-something Posted October 28, 2004 Report Share Posted October 28, 2004 Do they report to all 3 CRA's?Do you have to pay off thier basic "GREEN" card every month like long agao?yes and yes. the bonus with the 'green' is that if you sign up for their 'sign and travel' you get an extra TL on your CR. Link to comment Share on other sites More sharing options...
edubb007 Posted October 28, 2004 Author Report Share Posted October 28, 2004 Thanks...How does that work? Extra TL?So you have to pay it off every month.... Hmmm.I guess that's cool for like gas or something!Do they report correctly? Link to comment Share on other sites More sharing options...
anti-something Posted October 28, 2004 Report Share Posted October 28, 2004 they report correctly.the sign and travel works like another line of credit, but it has the option of pay off over time (i think its @ 14.9%) its like a back-up if one month you cant pay your 'green' bill in full.i use my 'green' for everything i can, mainly because returns and billing disputes are much easier with AMEX than anyone else, and i get miles Link to comment Share on other sites More sharing options...
nativechild48 Posted October 28, 2004 Report Share Posted October 28, 2004 Ed with the sign and travel, it is normally good for purchases 200.00 and over that you can pay off over time, and you usually get that option after six months of payments. Link to comment Share on other sites More sharing options...
Mack D Posted October 30, 2004 Report Share Posted October 30, 2004 Applied 10/29/04 approvedpulled XPN , FICO 699Live in MS Link to comment Share on other sites More sharing options...
TylerDurden Posted November 4, 2004 Report Share Posted November 4, 2004 Ed, if I were you, I'd look for another card. The green card isn't worth a darn thing. You have to pay annual fees, you have to payoff the balance each month, and don't be fooled, there is definitely a limit, they just don't tell you upfront what it is. There are plenty of other cards out there that gives you rewards/mileage, with no annual fees, that tells you upfront what your limit is, and that you can pay off overtime at a better rate. Skip Amex green if you can. Or, better yet, just skip them altogether... they don't deserve your business.BTW, your Eagles kick a**! I've given up on my Deadskins this year... Link to comment Share on other sites More sharing options...
anti-something Posted November 4, 2004 Report Share Posted November 4, 2004 so Tyler, what was the 'limit' on you amex green? Link to comment Share on other sites More sharing options...
TylerDurden Posted November 4, 2004 Report Share Posted November 4, 2004 Well, at first I didn't know I had one. About 4 years ago, I charged some of my wedding expenses without any problems (about 10K). But then, one day a couple of years later, I charged a $100/night hotel room on it and got declined because, I found out later, the purchase would have made my charges for the month to go over $3K. So the f*** what? I was never late on any of my payments, and I thought there was no limit! I was told later that each card does have a limit, but it's not pre-set! They have the discretion to periodically change your limit based on your spending habit, income, etc. There was no change in my income, but yes, I didn't use the card as much as I used to. But so what?? Why wasn't I told about it? Why did I have to go through the humiliating experience of having my card declined? At the time, I had been a member for about 8 years! I cancelled my card immediately, and never looked back. Amex sucks! Link to comment Share on other sites More sharing options...
credithelp Posted November 4, 2004 Report Share Posted November 4, 2004 I'll never use amex. A friend had one thinking it didnt have a limit but his was capped at 500.He found out the hard way when it was declined. He paid it and cancelled. Link to comment Share on other sites More sharing options...
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