nevermore Posted October 29, 2004 Report Share Posted October 29, 2004 Yea. I got approved for $1500. revolving line of credit at Dell .... interest is 28.74% variable rate (ouch). They pulled EX twice . Do you think if I call experian I can get them to remove 1 as a duplicate? Don't have current FICO.... but my FAKO for EX was 609 (my lowest score).... Now it's 604. My EX report contained no recent inquirys.... 1 CO (4yrs old).... and 2nd CO transferred/sold that is actually pd but still shows a balance (6 1/2 yrs old).... 1 pd collection (that pd CO). Link to comment Share on other sites More sharing options...
gprncss Posted November 1, 2004 Report Share Posted November 1, 2004 Same here. I was going to dispute as duplicate but I pulled PG this morning and they are gone! Link to comment Share on other sites More sharing options...
nevermore Posted November 2, 2004 Author Report Share Posted November 2, 2004 Checking.... Mine's still there. How long did it take before yours to fall off? Link to comment Share on other sites More sharing options...
gprncss Posted November 2, 2004 Report Share Posted November 2, 2004 within a few days, like 3! Link to comment Share on other sites More sharing options...
jojo67 Posted December 31, 2004 Report Share Posted December 31, 2004 I have had my Dell account for many months, paid more than min, never late. Apparently their APR and credit limit is non-negotiable. I too have the same account mentioned above, and attempted to have the APR adjusted. They will not ever re-eval this account, nor will they ever offer better terms.It seems like Dell Financial has made it to my list of people not to do further business with. Any other exp with them? will they ever come down from 28.74 APR? that's really horrible! Link to comment Share on other sites More sharing options...
Guest jeeptravel Posted December 31, 2004 Report Share Posted December 31, 2004 bk? Link to comment Share on other sites More sharing options...
jojo67 Posted December 31, 2004 Report Share Posted December 31, 2004 bk?Nope, never have had to..... had some issues from mainly utility companies from the past. All about 1999 Link to comment Share on other sites More sharing options...
Guest jeeptravel Posted December 31, 2004 Report Share Posted December 31, 2004 bummer I want dell Link to comment Share on other sites More sharing options...
jojo67 Posted December 31, 2004 Report Share Posted December 31, 2004 bummer I want dellHmm, you might try, I got 1500 cl right off, and their iqs disapeared less then two days after pull.... my scores were in the mid-low 600's or so, at the time, (Fako) so it's worth a shot... only bad thing, is the APR I got.... ugh, 28.74 now. They claim it's variable but it seems high to me, especially since Crap one just lowered my APR to 11.9 (down from 15.9) Link to comment Share on other sites More sharing options...
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