5greatkids Posted November 2, 2004 Report Share Posted November 2, 2004 This may seem like a dumb question. I have 3open charge offs that I am currently in the process of trying to settle. Is it possible to get the HH card with those? I have a mortgage 5 months never late ( its 5 months old) and a 17 month old car loan that has never been late. My CO are fairly small - all under 1000. I have gotten my fico scores up quite a bit and am also trying to strategize when and where to get a HELOC. I don't want any more inquiries and not quite sure when to apply for a CC. Any suggestions? If I pay my CO then that may drop my score and I won't be able to get the H/E. If I get a H/E I wont be able to negotiate and will have to pay all those bogus fees with my equity!!!! What to do ????????? Thanks for any info! Link to comment Share on other sites More sharing options...
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