Jump to content

Cease Communication


creditobsessed
 Share

Recommended Posts

My husband received a letter from a collection agency for a medical bill. I sent them (on his behalf) a letter to cease communication with him about this. Guess What? They didn't. 10 days after they rec'd the cc letter (sent CMRR) they sent a letter wanting payment within 10 days. This is obviously a violation. Now, this CA is not reporting on his CR, but another CA is reporting for the same bill. So, this CA must have recently aquired it. What should I send the new CA to inform them that I'm aware of their violation? The main thing I want to accomplish is for it not to be reported. I did not sent them a validation letter. Should I do that? Also, in Georgia what is the SOL on a medical bill? Is it an open ended account or a written contract?

Thanks for the help!

Link to comment
Share on other sites

I'm not *positive*, but I'm pretty sure medical bills are considered open accounts. So check your state laws on the SOL.

And, yes....send them a DV letter. Just make note in there that they have already violated the FDCPA and list the actual section and law.

Just for future reference, don't send cold cease & desist letters right away. That leaves them little choice and usually use that as grounds to take you to court. Instead, send limited C&D letters....saying that you don't want any communication from them other than in writing and only if their communication contains validation.

You may want to do a search on HIPPA. I don't know anything about medical collections, but there are those on here that do. Use that to your advantage.

Good luck. :)

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.