confused1 Posted November 23, 2004 Report Share Posted November 23, 2004 I'm a newbie here with questions regarding collections. I ordered 3 of my credit reports and it shows a charge-off/collection for my Discover Card bill. Previously, one CA has been trying to contact me regarding the account but now after a few months, another CA called me yesterday. On my TU report, under "Collection Accounts", there is nothing listed there but both CA reported inquires. What does this mean? Is the OC still involved or do I have to send a DV letter to this new CA? I really want to settle this debt and repair my credit. Thanks in advance! Link to comment Share on other sites More sharing options...
edubb007 Posted November 29, 2004 Report Share Posted November 29, 2004 Do U have cash to settle and what type of debt is this? $$$ wise? If it's peanuts than it might be worth it to settle. If it's lots than do the DV with OC and CA's. Do not settle with CA's without talking to OC first! OC can remove this from your CR's completely if they want as per your settlement agreement. Cool?L8R! Link to comment Share on other sites More sharing options...
confused1 Posted November 30, 2004 Author Report Share Posted November 30, 2004 Should I send the OC the same DV letter as the one I'm sending to the CA? Thanks for your help. Link to comment Share on other sites More sharing options...
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