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Asset vs. ER Solutions


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I cannot get a collection from Asset Acceptance off my report. I've tried everything. When I send a DV, I get validation back from a different collection agency -- this has happened twice.

I'm obligated to get this off my report or pay it before I close on my mortgage in a month or so.

Yesterday I got a collection call on this debt (Original creditor is Diners Club, for $740) from ER Solutions. If I paid this debt to ER Solutions, would Asset have to quit reporting this debt to the credit bureaus? ERS isn't on my report at all.

I need to pay it, but I don't want to tank my score before I close on my mortgage.

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