ggluvbug Posted November 26, 2004 Report Posted November 26, 2004 my hubby got a auto loan for $16,000 through household. we have had it for 6 months now.now we are trying to get one more credit item. i read we need at least 3 positives...we have 2. his score is 563. what do you think the chances are that he will get approved for a cc?also, how many points will a cc application lower your score?
Guest jeeptravel Posted November 26, 2004 Report Posted November 26, 2004 I'd say your chances are good. An inquiry hits you anywhere from 3-8 points I'd say. For fair/poor credit, HH is your best bet out there.jt
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