beju_moon Posted December 6, 2004 Report Share Posted December 6, 2004 I sent this letter to Transunion and I recieved a letter back saying:"TransUnion does not provide dispute verification responses recieved from creditors. If you need to obtain, documentation or written verification concerning your accounts, then plesae contact your creditors directly."My question: does that make the dispute letter I sent them invalid? anyways here is the letterBig Credit BureauTheir Street AddressSome City, ST 567892/10/1999Dear Credit Bureau,This letter is a formal complaint that you are reporting inaccurate and incomplete credit information.I am distressed that you have included the below information in my credit profile and have failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit reports you publish.Credit reporting laws ensure that bureaus report only 100% accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct.The following information therefore needs to be reinvestigated. I respectfully request to be provided proof of this alleged item, specifically the contract, note or other instrument bearing my signature. Failing that, the item must be deleted from the report as soon as possible:CREDITOR AGENCY, acct. 123-34567-ABCThe listed item is completely inaccurate and incomplete, and is a very serious error in reporting. Please delete this misleading information, and supply a corrected credit profile to all creditors who have received a copy within the last 6 months, or the last 2 years for employment purposes. Additionally, please provide the name, address, and telephone number of each credit grantor or other subscriber.Under federal law, you have 30 days to complete your reinvestigation. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested as well, to be provided within 15 days of the completion of your reinvestigation.Sincerely,your signatureYour NameSSN# 123-45-6789 Link to comment Share on other sites More sharing options...
miracle Posted December 6, 2004 Report Share Posted December 6, 2004 Yes you did make a mistake.. but it is OK! Many of us have made this mistake.CRA verifyCA ValidateI know this was recently talked about. I will find you the link. Don't worry though.. it can get very confusing. Link to comment Share on other sites More sharing options...
miracle Posted December 6, 2004 Report Share Posted December 6, 2004 http://www.debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=22920 Link to comment Share on other sites More sharing options...
beju_moon Posted December 11, 2004 Author Report Share Posted December 11, 2004 Thx for the response Miracle Link to comment Share on other sites More sharing options...
Josh Mcgrath Posted December 11, 2004 Report Share Posted December 11, 2004 Dont feel bad, I've done the same thing. Waste of 4.42 Link to comment Share on other sites More sharing options...
miracle Posted December 11, 2004 Report Share Posted December 11, 2004 I think we have all done this..no worries.. Keep at it Persistance pays off Link to comment Share on other sites More sharing options...
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