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Claiming TERI loan as income on income taxes?


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I received a private student loan (TERI) through BofA, which will be added to my regular student loan and is deferred. My question is, will I have to claim this money as income on my income tax returns? I have the receipts showing that I did make purchases towards things for school. I really like getting a really big income tax return and having to add the amount of the TERI loans will significantly decrease my refund. Thanks in advance for your replies.

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