Butch4521 Posted December 8, 2004 Report Posted December 8, 2004 I came across this recently. It may well be old news, but I had never seen it.When you request validation from either a credit bureau or the OC you ask for a signed contract to prove the debt is yours.If you also ask for a detailed statement in order to prove the amount in question is accurate they generally cannot provide such info.Ask for details on charges, payments, finance charges, photocopies of your payment method, etc. Basically ever bit of info on how they came up with the amount in question.Odds are very good they cannot. I don't know if this enhances your odds of getting something removed or not.Any responses greatly appreciated.Butch4521
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