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Refi W/Household?

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Hi Everyone,

I got my expedition through Household automotive in Feb. of this year. They were one of the few that would finance me. I recently got a new house (and mortgage) and my credit scores are looking up (slightly). I'm in the low 600s FICO. I'm looking to refi my truck at a lower interest rate (I'm at 18% now). I'm even willing to put money down if I have to (up to $5K, maybe more if it was saving me big money in the long run). So should I call household and see if they will refi or should I look elsewhere? Any suggestions or is my situation out of the Refinance window (low credit score, lots of new credit, and not too long with current loan).


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