Jump to content

7 Years + 180 Days?

Recommended Posts

It's 180 days plus 7 years from the date you last made a payment.

Generally it goes 30-60-90 days late, then 120-160-charge off. That's where the 180 days comes from.

If these were paid charge offs, I would have to believe that it would fall off in 4-2005 as it reached it's 7-year rule for negative information (the 180 days was already taken care of at the chargeoff).

Very good question you asked.

Link to comment
Share on other sites

This topic is now closed to further replies.

  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.