philosofy Posted December 10, 2004 Report Share Posted December 10, 2004 So far on my recovery I have gotten approved for a Chevron ($300), Exxonmobil ($100) and Orchard Bank MC ($300). Would it be better for me to try for Target, Kohl's or similar instead of another gas card? I am looking for something that will approve me but I wonder if I need to try and get a mix of different cards now. Link to comment Share on other sites More sharing options...
gprncss Posted December 10, 2004 Report Share Posted December 10, 2004 I hear the Target guest card is easy to get. Link to comment Share on other sites More sharing options...
philosofy Posted December 10, 2004 Author Report Share Posted December 10, 2004 I already foolishly tried for a Target card a few months ago. They told me that I have to wait at least six months before I can reapply. Link to comment Share on other sites More sharing options...
miracle Posted December 10, 2004 Report Share Posted December 10, 2004 Hey there! Take a look at this link and see if you fall in the catergories.. it may give you a better idea as to what to apply for based on your credit score now.http://www.debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=51 Link to comment Share on other sites More sharing options...
nevermore Posted December 10, 2004 Report Share Posted December 10, 2004 I heard that Kohls is difficult to get. Dont waste an inquiry trying to get them. When the six months are up you can try for the Target Guest card or maybe Dell if your above 600 FICO range. Link to comment Share on other sites More sharing options...
lakpr Posted December 10, 2004 Report Share Posted December 10, 2004 Would it be better for me to try for Target, Kohl's or similar instead of another gas card? To answer your question of if a store card is better than a gas card, the answer is an unequivocal yes.Try for Walmart store card; as said before Kohl's is difficult to get, and you said you need to wait before you can apply again for Target's card. Link to comment Share on other sites More sharing options...
philosofy Posted December 12, 2004 Author Report Share Posted December 12, 2004 To answer your question of if a store card is better than a gas card, the answer is an unequivocal yes.Try for Walmart store card; as said before Kohl's is difficult to get, and you said you need to wait before you can apply again for Target's card.I tried for Walmart back in October and got turned down. But in the meantime I got approved for Exxon/Mobil which is handled by Monogram Bank that also does Walmart. Anyone know how long you have to wait before you can reapply with Walmart? Link to comment Share on other sites More sharing options...
edubb007 Posted December 13, 2004 Report Share Posted December 13, 2004 Not a clue as to how long you must wait. Have you tried Good will letters to Target and Walmart?Target sucks! They don't report correctly! That's a major rebuilding issue! It will look like you are using all your credit as a "High Balnce" reporter. There's always the trick of Maxing it out and than paying it out after cycle has been hit. What R your scores? Link to comment Share on other sites More sharing options...
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