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If the CA know that it has negative impact on you cr, can they continue pulling as they know that each time they pull is a hard inquiry? :(

Here's the deal...

They can pull with PP if it relates to the collection of a debt as indicated by the FCRA.

The question is... what info are they looking for, and how often do they have to pull your report to find... what?

At 3-5 points for each hard inquiry, I would argue their intent is not to obtain information (something that was easily obtained the first time they pulled), and is now an attempt to coerce you pay (in so many words) by continually having a negative impact on your credit picture every time they pull. It's a fine line, but one that I personally would argue very strongly against.

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