BOUNCED CHECK QUESTION

[mzjazzyazz]

Safeway turned over my bounced check to a CA. That CA has not responded to any of my settlement letters. So today I called Safeway and they gave my the address to where I should mail the payment for the check.

Now if I pay Safeway, would that elimate the CA from collecting and would that account on my credit report have to be deleted.

I was thinking about getting a cashiers check and inserting something like" upon cashing this check, the debt will be paid and deleted from consumers file.

What do u think?

[DocDon]

You should write a letter and get their (Safeway) agreement to recall and delete the collection from your reports upon receipt of payment.

[mzjazzyazz]

So wait until I get the response back before I send the payment?

[DocDon]

That's what I would suggest. Write in your letter that payment will be immediately forwarded upon receipt of their letter agreeing to delete for payment.

[mzjazzyazz]

So what will happen is that they will pull the account back from the CA after my payment is received? Safeway is not reporting it, the CA is.

[DocDon]

Safeway contracted the CA to collect on the check. Safeway can recall the collection from the CA.

[mzjazzyazz]

Thanks, I am on my way to the post office.