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Have anybody received a Preaprov from Capital One like this?


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I have received today another pre aproved offer from Capital One different from the others I have received in this month.

This one says when you apply they're going to give you the credit card number so you can use it right away online with the credit line.

Does anyone know ahout this?

Thanks for your attention.

Kary

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Read the fine print for anything that says "if you're approved"....

You'll find Cap1 (and others) like to say you're "pre-approved" to apply for the card for a credit line up to..... and then in the small print tell you they'll check your credit reports and what their minimum credit line is based on your reports (usually around $250-$300).

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Guest jeeptravel

Yes I got that letter. Unfortunately they said it needed "further processing" and that I would be notified within 7-10 days.

I called two days later to find I was approved but the card didn't come (nor the number to start using "right away") for over a month.

It idid come though. $500 limit.

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  • 4 weeks later...
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