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TU "unable to accept" rest. endorsed letter to cle


Jeep 2005
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Did I do something wrong here? I paid off a remaining balance for an old credit card using a restrictly endorsed letter sent via certified mail. They, Citi, cashed the check and even sent me a letter stating that they would remove the negative scoring. Shouldn't one or both of these paper trails force the CRA to delete this off of my account?

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If Citi wrote you a letter stating that they will remove the negative reporting--that is as good as gold. I would send a COPY of that letter and the envelope it came in (yes--I save the envelopes too--they are very good evidence to the fact that I did not create the letter myself in microsoft word).

if you have it in writing from Citi--you should eventually be able to make them live up to their agreement.

(sometimes correct reporting/updating just takes a while. I just paid a settlement the day before Thanksgiving--and it is not reporting paid yet--but it probably just needs time to update.)

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