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Meadows credit union pulls TU for their inhouse loans. I recently was approved for $6k personal loan at 10.9%. The rate isn't the best, but it beats any of my credit cards' interest rates. From start to finish, took a week. Anyone can be a member... all it takes is a valid email address. Also, they coded their inquiry as a soft, so having one less hard inq was a plus. My score at the time was 653.

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