reznor Posted December 14, 2004 Report Share Posted December 14, 2004 What is my best plan of attack on getting OC charged off/sold or paid settlement TL off my CR.Can I DV them or should i just do nutcase? Also is there a way to find ouit the actual date TL were charged off or first reported delinquent. Thanks in advance. Great Board!!! Link to comment Share on other sites More sharing options...
miracle Posted December 14, 2004 Report Share Posted December 14, 2004 Have you already disputed not mine? Did you look for any descrepancies within the TL? how long did you have that TL? Did you Have pretty good history for a while and then had problems towards the end? you may try a Good Will letter as well. Link to comment Share on other sites More sharing options...
reznor Posted December 14, 2004 Author Report Share Posted December 14, 2004 thanks for replying miracle. No I havent disputed as not mine yet. I didnt really know the procedures on deleting OC tradelines as its not discussed much on the baords. So, correct me if I'm wrong, I should DV the CA, dispute with the CRA the OC accounts and send a GW letter if they validate with the CRA? Link to comment Share on other sites More sharing options...
miracle Posted December 14, 2004 Report Share Posted December 14, 2004 You got it! Link to comment Share on other sites More sharing options...
edubb007 Posted December 14, 2004 Report Share Posted December 14, 2004 Send the GW letter to OC. Once fixed with the OC you can have CA removed. Also... Have you looked into settlement for loss and deletion? If you have funds and DV/Dispute?GW don't workout than they might settle. Just an idea and I have no clue if you have extra $$$! Link to comment Share on other sites More sharing options...
Chadwick Posted December 14, 2004 Report Share Posted December 14, 2004 Is it really true that if you settle with an OC that the CAs can no longer collect and have to stop reporting? I've heard this before, but it just doesn't sound right for some reason.For example, an OC on my report sold account to a CA a long time ago, and I just found out about it. Would a person be better off just sending a GW/PFD to the OC in this case, or should one go forward with the DV to the CA, etc.? Most importantly though, if you settle with the OC and get a PFD/GW/whatever, is it absolutely certain that the CA has to then stop reporting? Where is this defined in the FDCPA?Thanks!!!! Link to comment Share on other sites More sharing options...
reznor Posted December 14, 2004 Author Report Share Posted December 14, 2004 Edubb007,I was more concerned about the accounts that have been paid or settled where a PFD wouldn't work. Bascially just old paid collection/charged off/ settled accounts with OC's. Link to comment Share on other sites More sharing options...
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