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DV question


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If you send DV letter to ca, how long should you wait for it to show up as disputed on credit report and the easiest way to catch them not reporting it disputed, because i dv about 5 collection accounts mainly medical and have heard nothing from them or seen disputed on any of these tradelines?

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This is always a tricky question. Most CAs report to the CRA on some sort of cycle...like every week, month, 60 days...whatever. CRA also have an update cycle. All of which makes this difficult to answer.

I'd say, give them 60 days to appear as disputed on your CR.

On the other hand, they may only call you once more after receiving the DV (assuming you included a limited C&D), and only to tell you what they intend to do from there. A call to continuation collection activity is a violation of the FDCPA. Any more calls have the first is a violation...

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