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Can charge offs be reported with balance and overdue amount?


violetstar
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Hi,

I have two current listings, Sears and JCPenney which are being reported as charge offs and one is stating IIB.

Can these accounts be reported with Balance and Past Due amounts?

Also if anyone has a number of a contact who I can call to verify the debt and settlement, I would really appreciate any help.

Thanks

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If you did indeed file bankruptcy, and these accounts were prior to filing then they should be listed as IIB. If they were charged off "sold to another lender" prior to filing, then send the OC a letter demanding proof.

If you didn't file bankruptcy, and these accounts are charged off, then read the big long discussion at:

http://www.debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=23402

Bottom line seems to be, yes, charge offs can continue to collect interest and services charges if the OC wants...

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