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Is there a way to tell if a CA is a junk debt buyer?


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I've got a collection from Asset on my reports that I can't budge. I've DV'd them and I get statements that come from another collection agency - ER Solutions.

I contacted the OC - Diners Club - to request settlement and pay for delete. They responded that they can't do that because they sold the debt. So, I guess I'm back to square one with Asset.

I have another collection from a local CA for $196 for a dental bill. I tried writing the dentist's office and settling. I said I would pay the bill in full if they pulled it from the CA. I got no response. I'd like to know I'm not wasting my time with a debt that was bought and not just being collected by a 3rd party.

Is there any way of knowing before I call the OC?



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